Credit card fraud is on the rise.
According to FTC statistics, victims of
credit card fraud come from all backgrounds and all ages. With the emergence of
e-commerce those past few years, scammers and hackers have seized this
opportunity to apply their tricks to the worldwide web. There are ways to
prevent fraud, but it still can happen to anyone. Sometimes all it takes is for
you to be distracted.
- What can I do if I am a victim of credit card fraud?
Realizing you have been scammed is a very emotional
moment: anger, fear, panic, etc. as you may lose something you worked hard for.
You may even feel guilty for letting someone take advantage of you. Don't.
Scammers are smart and organized. This can happen to anyone!
Take a deep breath and don't panic: you are not alone
and there is a network of people out there to help you solve the issue.
- Your first step should be damage control.
Whether the fraud has taken place online or offline,
act immediately to prevent further damage. First, contact your credit card
company. Then change all your usernames, passwords and PIN numbers. Once you
have done this you can take the next steps (police report, paperwork,...) with
more peace of mind.
When you have done everything that could be done,
there is one more thing you should do: report your experience on a scam
prevention platform.
- Your experience can help others!
Despite many efforts from governments and companies,
it is unlikely that credit card fraud, and fraud in general, will ever be completely eradicated. But that doesn't mean consumers should take it lying
down while scammers take our money. That is why several consumer websites have
been created in order to blacklist scammers and provide information about scams
and fraud prevention.
Any citizen can (and should) keep these websites alive
and up to date by posting their experience and report the fraud. You can help
others avoid the nightmarish experience you have just been through. Make your
voice heard!
- How do I report credit card fraud at BigScammers.com?
BigScammers.com provides an online platform for you
and other consumers, where such experiences are gathered and where you can
participate in the community. It's fast, easy and your contribution can make a
real difference in someone's life.
If you'd like to report a fraud on BigScammers.com,
just follow these two steps:
• Go to the website homepage and sign up for an account.
It only takes a couple of minutes and your personal information is safe.
• Submit your report by using the online form provided
on the website's homepage.
Select a fraud or scam category from the drop-down
menu. Click the “Submit” red button and follow the instructions given.
That's it, you're done! Your report will then be
reviewed by one the website's moderators and published on BigScammers.com.
In only a few minutes you can save other people a lot
of hassle and financial loss!
Remember that every credit card fraud report is
another thorn in the side of scammers. You can help make it harder for them to
take advantage of people.
