Do you feel that
using your credit card online might leave you compromised? Are you worried
about any possible attacks from online hackers that might result in credit card
fraud. Online fraud is a serious issue faced by millions of people around the
world and here are some tips to help you prevent it from ever happening to you.
- Malware Attacks
This is happened to
a lot of people in recent years especially since there has been a huge growth
spurt in online shopping. Now that people can buy almost anything online, it
has motivated scammers to hack into the system of users so that they can get
access to confidential log in details. A lot of people tend to store all their
credit card details on their desktop so that each time they make an online
payment, the information is there for easy access. This is very dangerous since
it can leave you completely vulnerable to credit card fraud. Scammers can gain
entry into your system through malware and other virus applications wherein,
the first thing the program does is to scan your system for confidential credit
card information. These details are then sent to the scammer who can later indulge in credit card fraud by taking advantage of your card. If you want to
avoid this from ever happening to you, make it a point to not store those
details in your system. Rather have them committed to your memory which is the
easiest and safest way to access them.
- Phishing scams
This is easily the
most common way credit card fraud happens and people need to be very careful
with this type of scam. Phishing scams are typically carried out through
emails, where the scammers pretend to be the credit card company themselves and
send emails that closely resemble the official communications of the credit
card company. Naturally users would assume the mail was sent by the company but
a close look at the sender ID would reveal that the email was dispatched not
from the regular company address but some local service provider like Gmail or
Yahoo. The danger for credit card fraud however arises when the email suggest
that your account has been deactivated and the only way to make it operational
again was for the user to send the log in
details – which the company would assert as proof to prove your own
identity.
Never share your
confidential financial details with anybody online, even if that happen to be
credit card company. If somebody asks you to share it, you know then and there
that it is another case of credit card fraud and you should report the email to
your company and your email service provider.
- Secure network connection
When it comes to
internet connection, you need to make sure that it is secure. With the advent
of smartphones, it has now become possible for people to make online payments
almost everywhere provided there is an internet connection. The use of public
Wi-Fi spots for payments has increased the danger of credit card fraud. This is
because these public hotspots do not require any passwords and they can
sometimes have hackers crawling over the network looking for people who make
online payments. Gifted hackers will be able to hack into your system and see
in real time, you making online payments. These can easily get hold of those
details and conduct credit card fraud without you even knowing about it. So
always make it a point to use a secure net connection while making online
payments.
If you want to get
more tips about internet security, go to www.bigscammers.com
and get all the latest information at your fingertips.
