Internet fraud, also known as cyber crime and has affected
millions of people from around the globe. Criminals use a number of methods to
trap innocent customers. They can target you by using elaborate phishing scams,
computer viruses or even install a Trojan horse on your system to get hold of
all your financial information. You can however combat internet fraud by
following these simple steps listed below.
Check your Bank Statement
Cyber criminals are known for making small purchases from
stolen credit card information. This allows them to use the cards for long
periods of time and still avoid detection. Hence as an online user, you must
check your bank statement every week to ensure everything is alright. In the
digital age, people can easily have the statements checked on their
smartphones. This way, in the event of internet fraud, you can immediately take
corrective action.
Mail Attachments
You need to careful while opening attachments that come with
your e-mail. Many con artists are known to have their spyware uploaded as
attachments. Apply rigorous filters to your e-mail id and also ensure you have
the latest anti-virus software installed on your system. It would also be
recommended to keep your operating system updated. This security patches that
come with it will make it more difficult for viruses to hack into your system.
Do Not Activate File Sharing
If you plan on storing personal information, you need to
make sure that the system’s file sharing facility remains inactive. Systems in
a network are more prone to cyber attacks since people can access and check the
files stored in each system individually. It is also a good practice to use
strong passwords for all your online financial requirements. Modern day spyware
are equipped to figure out easy passwords that feature only a string of
alphabets or numbers. To make it harder, include upper and lower case keys in
your password.
Do Not Reveal Your PIN Code
Even if your own bank contacts you, it is important to know
that the would under no circumstances ever ask your share your confidential
details with them through phone or mail. This includes the username and
password. If you receive an e-mail from your bank or any other organization, do
not click on any link displayed below. It might be a phishing scam.
Avoid Storing Financial Information on your Laptop
It would be better to not store financial information on
your laptop if you are type who is regularly only the move. In the event you
lose your laptop or end up getting hacked, the resulting consequences could be
hugely detrimental for you. There have been many victims who have ended up
losing their entire life savings as a result of internet fraud.
If you have to store the information, do it in way that it
makes sense only to you. Store the information partially while you memorize the
rest. This way, you can easily prevent internet fraud even if your system is
under attack.
Report Online Fraud
If you do end up becoming a victim of internet fraud, you
need to make sure that you report it. Any type of cyber crime, you can report
the issue to a number of government authorities and wait for them to take
corrective action. You can even file your complaints online.
